As we are coming into the midst of the holiday season, it is apparent that some of us will start shopping for gifts sooner than others. Just about everyone will be scouring one place after another in order to find the ideal presents but there are those who may go with simpler approaches. For such cases, prepaid gift cards along the lines of Visa may prove to be possibilities. There are cons to consider, though, which means that the knowledge of Bobby Jain may be required.
I do not want to write off this option in the slightest since, in my opinion, it is one that more than deserves its fair share of recognition. Like any gift card, you can present it to someone and allow them to make a purchase on whatever it is that they want. It is the most convenient present out there, especially if you are strapped for time and do not have the means to find something more sentimental. In this regard, a prepaid gift card can stand rather strongly.
One of the issues that I have with prepaid cards is that they have expiration dates. I have to wonder why these cards are only good for a set number of years before they can no longer be used in that form. While I am sure that most would be able to use them within a given length of five years, it seems like it is more of an unnecessary boundary than just about anything else. To me, it is the kind of choice that had no right being there to begin with.
Bobby Jain can also tell you that there are certain cards which can only be utilized at certain retailers. If you were shopping at some of the bigger stores like Target or Walmart, for example, you may not have much of a problem utilizing these cards, which isn't hard to believe. That being said, there are certain locations which may not take them. If you are not familiar with the policies of certain stores, it is in your best interest to call said stores ahead of time, as Jain can tell you.
With these ideas kept in mind, prepaid gift cards certainly have their place during the holidays in particular. There are many reasons to invest in them, of course, but there are certain caveats which you should be made aware of as well. I do not think that anyone can question the idea of utilizing such cards over the course of time. If you are concerned about giving a friend or loved one a card like this, make sure that you inquire about, amongst others, Bobby Jain.
I do not want to write off this option in the slightest since, in my opinion, it is one that more than deserves its fair share of recognition. Like any gift card, you can present it to someone and allow them to make a purchase on whatever it is that they want. It is the most convenient present out there, especially if you are strapped for time and do not have the means to find something more sentimental. In this regard, a prepaid gift card can stand rather strongly.
One of the issues that I have with prepaid cards is that they have expiration dates. I have to wonder why these cards are only good for a set number of years before they can no longer be used in that form. While I am sure that most would be able to use them within a given length of five years, it seems like it is more of an unnecessary boundary than just about anything else. To me, it is the kind of choice that had no right being there to begin with.
Bobby Jain can also tell you that there are certain cards which can only be utilized at certain retailers. If you were shopping at some of the bigger stores like Target or Walmart, for example, you may not have much of a problem utilizing these cards, which isn't hard to believe. That being said, there are certain locations which may not take them. If you are not familiar with the policies of certain stores, it is in your best interest to call said stores ahead of time, as Jain can tell you.
With these ideas kept in mind, prepaid gift cards certainly have their place during the holidays in particular. There are many reasons to invest in them, of course, but there are certain caveats which you should be made aware of as well. I do not think that anyone can question the idea of utilizing such cards over the course of time. If you are concerned about giving a friend or loved one a card like this, make sure that you inquire about, amongst others, Bobby Jain.
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Please consult Bob Jain for extra details about finances and how to effectively maintain them.. Free reprint available from: Prepaid Gift Cards & The Knowledge Of Bobby Jain.
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