One of the biggest challenges of the holiday season, as the likes of Robert Jain can attest, is saving money. Everything from shopping for presents to buying airline tickets contributes to the difficulties of keeping costs low. What people may not know is that, during this time of the year, saving money isn't as difficult as it appears. In fact, here are some of the things to avoid when shopping during the holidays.
One of the biggest holiday shopping mistakes, according to reputable authorities on finance like Bob Jain, is shopping in person. It's common to assume that, especially on busy days like Black Friday, the best deals are found in person. As ecommerce becomes more common, however, the sales that are found online are nearly identical. You don't have to necessarily leave your house in order to save money on presents for your loved ones.
Next, don't forget to keep a list of the various purchases you make during the holiday season. While it's important to keep records, especially if the purchases in question are sizable, it's equally important that it will help reduce impulse purchases. In other words, you're less likely to spend money on yourself when you don't have to. This is a great measure that more holiday shoppers would be wise to make, since they'll see the savings soon enough.
A lack of creativity can hurt shoppers during the holiday season, too. To frame this, you may be inclined to buy a new HD television for your parents, which would, in theory, make their holiday. Does this necessarily mean that you have to, though? You may want to be more creative, finding a present that has sentimental value that they will appreciate. The holidays are just as much about being creative as they are about making others happy. It doesn't hurt that said creativity can keep costs low, too.
Perhaps the most common mistake that holiday shoppers continue to make, even now, is procrastinating. Do you think that you'll be able to shop for everyone on your list, friends, family members, and loved ones included, in about a week or so? Chances are that you'll find this to be difficult, if not impossible, to perform. You need to give yourself ample time to shop and get everything that you need to be done, as this will save you money and stress alike.
One of the biggest holiday shopping mistakes, according to reputable authorities on finance like Bob Jain, is shopping in person. It's common to assume that, especially on busy days like Black Friday, the best deals are found in person. As ecommerce becomes more common, however, the sales that are found online are nearly identical. You don't have to necessarily leave your house in order to save money on presents for your loved ones.
Next, don't forget to keep a list of the various purchases you make during the holiday season. While it's important to keep records, especially if the purchases in question are sizable, it's equally important that it will help reduce impulse purchases. In other words, you're less likely to spend money on yourself when you don't have to. This is a great measure that more holiday shoppers would be wise to make, since they'll see the savings soon enough.
A lack of creativity can hurt shoppers during the holiday season, too. To frame this, you may be inclined to buy a new HD television for your parents, which would, in theory, make their holiday. Does this necessarily mean that you have to, though? You may want to be more creative, finding a present that has sentimental value that they will appreciate. The holidays are just as much about being creative as they are about making others happy. It doesn't hurt that said creativity can keep costs low, too.
Perhaps the most common mistake that holiday shoppers continue to make, even now, is procrastinating. Do you think that you'll be able to shop for everyone on your list, friends, family members, and loved ones included, in about a week or so? Chances are that you'll find this to be difficult, if not impossible, to perform. You need to give yourself ample time to shop and get everything that you need to be done, as this will save you money and stress alike.
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